Insurances

The Fund provides you with disability and life insurance at no additional cost. And you’re automatically enrolled for coverage. 

Short-Term Disability

Quick reference

You are eligible for short-term disability coverage if you are a full-time or part-time member whose employer contributes to the Fund on your behalf, according to a collective bargaining agreement.

Call the Fund Office if you are ill or have a non-work-related injury and can’t work:

  • 860-470-8551
  • 888-705-1092 (toll-free)

Coverage highlights

The Fund requires you to apply for disability benefits through the applicable state program before collecting benefits through the Fund. If you’re disabled and can’t work, apply through the following channels:

Life and Accidental Death and Dismemberment (AD&D) Insurance

Quick reference

You are eligible for life and accidental death and dismemberment insurance coverage if you are a full-time or part-time member whose employer contributes to the Fund on your behalf, according to a collective bargaining agreement.

As of January 1, 2021, life and AD&D insurance coverage is insured and administered by Dearborn Group. For questions about coverage, call the Fund Office:

  • 860-470-8551
  • 888-705-1092 (toll-free)

Coverage highlights

  • If you are an active member, the Fund provides you with life and AD&D insurance coverage insured and administered by Dearborn Group.
  • Life insurance pays a benefit to your beneficiary if you die from a covered cause.
  • AD&D insurance provides a benefit to you if you are severely injured in a covered accident, or to your beneficiary if you die from a covered accident.
  • You may name anyone you wish as beneficiary for your life and AD&D insurance coverage. You may change your beneficiary at any time. 
  • It’s important to have a beneficiary form on file with the Fund Office and keep it up to date when you marry, divorce, have a child, or experience any other life event that could affect whom you name as a beneficiary.

Questions?

Contact the Fund Office for questions about benefits eligibility, enrollment, and coverage:

  • contact@ufcwnewenglandhealthfund.com
  • 860-470-8551
  • 888-705-1092 (toll-free)